You accumulate assets over time and may forget to look at the big picture.  For example, you start a small retirement account at your first job and name a beneficiary at that time; you buy a piece of land while you’re still single; you inherit money and deposit it to your checking account.  When you die, each of those assets will follow different distribution paths. 

“Estate Planning” is about getting documents prepared to plan for your future AND about making sure you’ve got your i’s dotted and your t’s crossed.  You don’t have to be rich or old to go through this process.    

Join Rebecca Sargent and Elizabeth Young, with Jones, Kuriloff & Sargent, LLC, to learn about the documents and considerations.  There’s the financial power of attorney (i.e., who's going to pay your bills when you no longer can); medical power of attorney (i.e., who will make medical decisions if you’re incapacitated); and your Will (i.e., what happens to your assets when you die). 

This workshop is for people who want to learn the basics about estate planning.  If you have put off thinking about these issues because you don't know where to start or what questions to ask, this workshop is for you!  This is an in-person class.

Soups made  with love can be a nourishing, flavorful and  inexpensive way to feed your family.  In this series, we will share techniques, tools, ingredients and tips learned through years of cooking for family and friends.  You’ll learn techniques about preparing ingredients, bringing them all together and tips on storage and serving.  A focus of the workshops will be the use of affordable and locally available ingredients, and adapting recipes to a variety of tastes and dietary requirements. Handouts, recipes and a small container of soup for your family to try will be provided.

Part II-Brothy Soups

When you want a lighter soup and want to feature key ingredients, this is the choice for you. We will be preparing chicken noodle soup.  This workshop will feature choosing the right broth and ingredients for your family, lifestyle, budget and diet.

Ellsworth Adult & Community Education is a new partner of the NDEC. Classes are available this semester at the  adult education center in Ellsworth.  There is a volunteer that supports adult learners in the classroom and the instructor zooms into the classroom.  

What does it mean to "Cut the Cord"? It's about canceling cable or satellite services and being able to watch television shows online, as well as options that would allow you to get rid of your landline.

Soups made  with love can be a nourishing, flavorful and  inexpensive way to feed your family.  In this series, we will share techniques, tools, ingredients and tips learned through years of cooking for family and friends.  You’ll learn techniques about preparing ingredients, bringing them all together and tips on storage and serving.  A focus of the workshops will be the use of affordable and locally available ingredients, and adapting recipes to a variety of tastes and dietary requirements. Handouts, recipes and a small container of soup for your family to try will be provided.

Part III-Bean Soups

 Every culture has a signature bean soup recipe!  Beans are an inexpensive  healthy protein that bring a nutritional, flavorful and hearty soup to satisfy big appetites. We’ll be making a Brazilian Black Bean soup and sharing lots of bean recipes from near and far. 

Renata Lahner of The Lahner Group, is a licensed insurance agent with over 18 years’ experience helping individuals find the right Medicare coverage based on one's medical and financial needs. She will explain how Medicare works, what it covers, what it does not cover, details in differences between supplemental and advantage plans, and much more.

The Lahner Group is a Maine-based Medicare and insurance brokerage primarily serving clients in Maine, Florida, Arizona, and California. The goal of The Lahner Group is to bring the best resources and information to those of the Medicare population, taking into consideration each person’s unique situation, including their health and financial needs. The Lahner Group we strive to assist and connect Medicare recipients to the most appropriate benefits provider in their state, and to earn and preserve the trust of their clients and partners.  This is an in-person class.

Adulting is tough. Finances can be one of the trickiest parts of adulthood. Whether you’ve been Adulting for decades or are just getting started, banking basics, spending plans, credit scores and useful tools and apps are available to make the whole Adulting thing a little bit easier.

Join Steve Kautz, Financial Education Programs Specialist, from the Finance Authority of Maine for this 1-hour virtual workshop as we dive into some Adulting money basics together.  This is a live online class using ZOOM.  

This workshop is offered by FAME in partnership with adult education programs across Aroostook, Hancock, Penobscot and Washington Counties. 

So, you’re on a budget, managing a bank account, and wondering about the next steps in your financial journey.

In Adulting 102, we will look at the differences between saving and investing and, if you are ready to invest, how to get started. Other topics will include protecting your assets (insurance), advanced budgeting, and understanding the role economics plays in our financial life.  Join Steve Kautz, Financial Education Programs Specialist from the Finance Authority of Maine for this 1-hour virtual workshop as you take the next steps into Adulting.  This is a live online class using ZOOM.  

This workshop is offered by FAME in partnership with adult education programs across Aroostook, Hancock, Penobscot and Washington Counties. 

Is higher education in your family’s future?  Join a college savings specialist from the Finance Authority of Maine to talk about planning and saving for higher education.

Come learn about the aspirational and financial impacts of savings for students of all ages, as well as the program highlights of Maine’s Section 529 plan, a tool many families use to prepare for higher education expenses. Also, take home some tips and tricks for getting a jump-start on the scholarship search while your child is in middle school/ early high school. Join Marie Pelletier, College Savings Counselor from the Finance Authority of Maine, for this 1 hour virtual session and get started with saving for your child or grandchild’s higher education.  This is a live, online course using ZOOM.

This workshop is offered by FAME in partnership with adult education programs across Aroostook, Hancock, Penobscot and Washington Counties.